Michael Ritland - Wealth Advisor

Michael Ritland

Wealth Advisor ChFC, CRC, CASL, AIF
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My Info

My Hours

Day of the WeekHours
thu9:00 AM - 4:00 PM
fri9:00 AM - 4:00 PM
satClosed
sunClosed
mon9:00 AM - 4:00 PM
tue9:00 AM - 4:00 PM
wed9:00 AM - 4:00 PM

Personal Products and Services

  • Financial Planning

About Michael Ritland

If you want to feel confident about where your money is invested and find out if you are on track for a specific goal (retirement income, education funding), Michael has the tools and skills to help you. With over 30 years of experience in the financial services industry, Michael is able to ask the right questions and listen to your answers in order to develop a plan specific to your unique situation. Everyone has their own comfort level when it comes to saving, investing, and planning for the future. Michael will work with you at yours. Michael grew up in a small town in Montana. He graduated from Concordia College in Moorhead, Minnesota, with majors in business administration and organizational communications. He started his investment and insurance career in 1991, joining Frandsen in 2007. Michael holds the following designations: ChFC (Chartered Financial Consultant), CRC (Certified Retirement Counselor), CASL (Chartered Advisor for Senior Living), AIF (Accredited Investment Fiduciary), is registered as an investment advisory representative of LPL Financial, and life and health insurance agent in North Dakota, Minnesota, Wisconsin, and Florida. Michael and his wife live in Duluth, Minnesota, have two children, a dog, and a cat. They enjoy outdoor activities, bonfires with friends, and traveling.

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Frequently Asked Questions

My Locations

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. Frandsen Bank & Trust and Frandsen Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Frandsen Investment Services and may also be employees of Frandsen Bank & Trust. These products and services are being offered through LPL or its affiliates, which are separate of entities from, and not affiliates of, Frandsen Bank & Trust or Frandsen Investment Services. Securities and insurance offered through LPL or its affiliates are:

Not Insured by FDIC or Any Other Government Agency
Not Bank Guaranteed
Not Bank Deposits or Obligations
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: AK, AR, AZ, CA, CO, FL, IA, IL, IN, KS, KY, MA, MN, MO, MT, ND, NE, NM, NV, OH, OK, SC, SD, TX, VT, WA, WI.

Frandsen Bank & Trust (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html.

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